Pakistan’s digital payments landscape expanded rapidly in 2025, with transactions through the State Bank of Pakistan’s (SBP) instant payment system RAAST reaching nearly Rs. 50 trillion, according to the central bank’s Financial Stability Review for 2025.
The central bank said RAAST’s user base surged to 48 million individuals which shows the level of widespread adoption of instant digital payments nationwide.
During the year, the platform processed almost two billion transactions as consumers and businesses increased reliance on digital financial services.
The report also highlighted increasing participation by overseas Pakistanis. Total inflows through Roshan Digital Accounts (RDA) crossed $11 billion, while active accounts exceeded 890,000.
SBP described digitalization as a key driver transforming Pakistan’s financial ecosystem and expanding access to formal banking channels.
