PruIndex Lifetime Income is a Singapore- and US-dollar regular premium whole life participating plan that provides guaranteed income for life, with the potential for higher payouts linked to index performance1.
Jasmine receives guaranteed monthly cash benefits of 0.50 per cent per annum2 for life. From the 13th month onwards, she may also receive market‑linked payouts1.
The plan shields her savings from market downturns with a 0.0 per cent floor rate and allows her to choose premium terms of five, seven, 10 or 15 years. She has the flexibility of switching indices3 if her investment strategy evolves.
The plan also supports multigenerational wealth planning through Wealth Share features. These include the option to appoint a secondary life assured4 and to change the life assured5. Death protection is included.
For Jasmine, lifelong income provides greater certainty as she plans her next chapter. At the same time, it ensures the legacy she builds today continues to support her family in the years ahead.
Customers like David and Jasmine can choose from three indices: the UBS Multi Asset Strategy Tactical Rotation Index6, which is diversified across global equities, bonds and commodities; the S&P 500 FC Index7, which offers optimised exposure to large-cap US equities with built-in volatility control; and the Shiller Barclays CAPE (cyclically adjusted price-to-earnings) Allocator Index8, which offers access to diversified US sectors and US treasuries.
